UK tax, MTD, and the questions owner-managers actually ask.
Practical writing for sole traders, landlords, restaurant owners, contractors and founders. Written by chartered accountants speaking from experience: real client conversations, real tax positions, in plain language. Speak to your account manager Kris Nick whenever a guide raises a question.
Sole Trader vs Limited Company at £50K: Where the Maths Tips
The £50,000 incorporation rule of thumb has quietly stopped working. After the 2023 corporation tax reform and the April 2026 dividend rate rise, the comparison at £50K profit favours sole traders by roughly £1,340 a year. The full 2026/27 numbers, with the breakdown across profit levels.
Read the guide →Working guides on tax, written for owner-managers.
MTD for Income Tax, Companies House identity verification, business partnerships and the broad UK tax questions owners send our way every week.
Making Tax Digital for Self-Employed 2026: Complete Guide
Everything sole traders need to know about MTD ITSA from April 2026, including software, deadlines and penalties.
Complete Guide to UK Business Partnerships
A working guide to UK partnership structures, tax treatment, partner returns and when partnerships actually make sense.
Complete Guide to Companies House Identity Verification
What the new identity verification requirement means for UK directors and how to comply without slowing down your filings.
Ultimate UK Tax and Accounting FAQ
The questions UK business owners ask most often about tax, structure, deadlines and HMRC, answered in plain language.
UK Cryptocurrency Tax 2026: HMRC Rules, Rates and Compliance
A definitive guide to UK crypto tax including disposals, staking, DeFi, share-pooling rules and HMRC reporting.
Stop Overpaying Tax, Start Planning Ahead
A primer on proactive tax planning for UK business owners, and where the LOYALS Tax Planning Workshop fits into the picture.
MTD for Self-Employed Guide
A shorter overview of Making Tax Digital for Income Tax aimed at sole traders who just want the headline answers.
Making Tax Digital 2026
An overview of all MTD changes coming into force in 2026 and who needs to prepare across business types.
Should I Register for VAT? Free UK Calculator
A free calculator and explainer covering the £90,000 VAT registration threshold and when voluntary registration makes sense.
Should you incorporate, or stay sole trader?
When the maths tips, what allowable expenses you can claim, and how the April 2026 dividend rise changes the calculation.
Sole Trader vs Limited Company at £50K: Where the Maths Tips
The £50K incorporation rule of thumb has stopped working. The 2026/27 numbers after the corporation tax reform and the April 2026 dividend rate rise, plus the comparison across profit levels.
Sole Trader vs Limited Company: The Complete UK Tax Comparison for 2025/26
Side-by-side tax comparison of sole trader and limited company structures across multiple income levels for 2025/26.
Sole Trader vs Limited Company Guide
A shorter quick-reference comparison covering the headline differences between the two structures.
How Much Tax Will I Pay as Self-Employed?
A practical walkthrough of self-employed tax in the UK, including Income Tax, NIC and Class 4.
Self-Employed Allowable Expenses Complete Guide
The full UK list of allowable expenses for sole traders, including home office, mileage and equipment.
Professional Company Formation and Filing Services
A walk-through of UK limited company formation, share structure, registers and the early filings every new director should expect.
Tronc, EPOS, delivery platforms and the London restaurant tax picture.
A growing cluster of guides covering the operational accounting decisions that actually move margin in food-led venues.
Tronc Scheme for Restaurants: The Complete UK Guide to Tax-Efficient Tip Distribution
Setting up and running a compliant tronc scheme to save NIC and meet Tipping Act 2024 requirements.
Delivery Platform Accounting for London Restaurants
How to handle Deliveroo, Uber Eats and Just Eat fees, commissions and reconciliation in your restaurant books.
HMRC Investigation for Restaurants: What Triggers It and How to Protect Your Business
What sets off a restaurant HMRC enquiry, how it progresses and the steps that minimise exposure.
Restaurant Tax Deductions UK: Every Expense You Can Claim in 2025/26
The full list of allowable expenses for UK restaurants, including stock, staff costs, utilities and maintenance.
Making Tax Digital for Restaurants: The April 2026 Deadline
What restaurant operators need to do before April 2026 to be MTD compliant on time.
How Much Does a Restaurant Accountant Cost in the UK?
Typical fee ranges for restaurant accountants by venue size, plus what should be included in the service.
Ghost Kitchen Accounting UK
Tax and VAT considerations specific to delivery-only and ghost kitchen operations in the UK.
The Accountant London Restaurant Owners Actually Answer on a Saturday Night
Why extended hours matter for hospitality clients and how LOYALS handles weekend support.
MTD ITSA, Section 24, and the new property rates from 2027.
If you receive any rental income, the rules around it have changed three times since 2017 and are about to change again.
MTD for Income Tax: What Landlords Above £50K Must Do Before April 2026
The threshold rule, the five filings, the exact 2026/27 deadlines and a pre-April-2026 checklist for UK landlords with gross rental income above £50,000.
Making Tax Digital for Landlords: Complete Guide and Free Eligibility Checker
The full landlord MTD guide covering the £50K threshold, quarterly filing and an eligibility checker.
Landlord Accountants Industry Hub
The full picture for UK landlords, including Section 24, incorporation, the 2027 property rate split and BTL portfolio modelling.
OSS VAT, multi-platform reconciliation, and the issues most online sellers miss.
Practical writing for Shopify, Amazon, Etsy and eBay sellers, plus the rules for cross-border B2C selling into the EU.
Complete Guide to One-Stop Shop (OSS) VAT for UK E-commerce Sellers
OSS VAT explained for UK sellers shipping to the EU, with the €10K threshold and registration steps.
E-Commerce Accounting Specialists
A working overview of e-commerce accounting for Shopify, Amazon, Etsy and multi-platform UK sellers.
Specialist accounting for clinical and care providers, starting with the obvious questions.
A growing cluster covering NHS pension, IR35 for locums, capital allowances and the specific accounting needs of care agencies.
CIS refunds, Gross Payment Status and the operational tax issues London trades face.
Practical writing for CIS subcontractors, contractors and construction limited companies. New posts in this cluster being published each weekday.
CIS Gross Payment Status: How to Apply and Why Most Subbies Should
The cash flow argument, the three HMRC tests including the new VAT rule from April 2024, and how to apply in 2026 without getting knocked back.
How Long Does a CIS Refund Actually Take? A UK Subcontractor Guide
A practical day-by-day timeline for CIS Self Assessment refunds in 2025/26, plus what slows HMRC down and how to file for fastest clearance.
Construction and CIS Accountants Industry Hub
The full picture for construction tradespeople, including CIS, Domestic Reverse Charge VAT, plant capital allowances and the inline tax estimator.
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