Chartered Accountants for Restaurants, Cafés & Hospitality
From tronc schemes that save you thousands in NIC to HMRC-ready record keeping and delivery platform reconciliation — we handle the numbers so you can focus on service.
Running a Restaurant Is Hard Enough Without Accounting Stress
Between managing staff rotas, supplier costs, and keeping customers happy, the last thing you need is compliance worries keeping you up at night.
Tips & Tronc Confusion
Are you paying thousands in unnecessary NIC because your tronc isn't structured properly? Most restaurant owners don't even realise they're overpaying.
Delivery Platform Headaches
Deliveroo, Uber Eats, Just Eat — each with different commission structures, payment cycles, and VAT rules. Getting this wrong triggers HMRC attention.
VAT Complexity
Eat-in vs takeaway, hot vs cold food, service charges — hospitality VAT is a minefield. One wrong classification and HMRC comes knocking.
Cash Handling Scrutiny
HMRC targets hospitality businesses specifically because of cash transactions. Proper systems protect you from investigation.
Staff Payroll Maze
Full-time, part-time, zero-hours, agency — plus tip allocation, holiday pay calculations, and auto-enrolment pensions. It's a compliance minefield.
Making Tax Digital
MTD for Income Tax starts April 2026 for businesses over £50K turnover. Are your digital records ready? Most hospitality businesses aren't.
What We Do for Restaurants & Hospitality
Every service designed specifically for the way hospitality businesses actually operate — not generic accounting forced to fit.
Tronc Scheme Setup & Management
Tap to learn moreWe design, implement, and manage compliant tronc schemes that save you up to 15% employer NIC on all tips and service charges. Includes separate tronc payroll, HMRC registration, and Tips Act 2024 compliance.
VAT Returns & Compliance
Tap to learn moreHospitality-specific VAT expertise covering eat-in vs takeaway classifications, hot food rules, service charge treatment, and the reduced rate schemes. We keep you compliant and minimise your liability.
Delivery Platform Accounting
Tap to learn moreFull reconciliation of Deliveroo, Uber Eats, Just Eat, and other platform income. We match commission structures, track promotional discounts, and ensure your tax returns match what platforms report to HMRC.
Payroll & Auto-Enrolment
Tap to learn moreFrom zero-hours contracts to agency staff, we handle the full complexity of hospitality payroll including tip allocation, holiday pay, NMW compliance, and pension auto-enrolment.
Bookkeeping & Management Accounts
Tap to learn moreMonthly management accounts that show you exactly how your business is performing — food costs, labour costs, GP margins, and cash flow forecasting so you can make confident decisions.
HMRC Investigation Support
Tap to learn moreIf HMRC comes knocking, we take over immediately. Full defence and representation with integrated legal support for criminal investigations. Same-day emergency consultations available.
Trusted by Business Owners Across London
"LOYALS saved us over £18,000 a year by setting up a proper tronc scheme. We had no idea we were overpaying NIC on tips for years. The whole process took less than three weeks."
"They handle our Deliveroo, Uber Eats and direct sales reconciliation every month. Before LOYALS, I was drowning in spreadsheets and always worried something didn't add up."
"When we got an HMRC enquiry letter about our VAT, LOYALS responded the same day and resolved everything within 8 weeks. Absolute lifesavers."
Simple, Straightforward, Stress-Free
Getting the right accountant for your business takes just three steps.
Get in Touch
Call, WhatsApp, or book online. We're available 7 days a week including evenings.
Free Consultation
We review your situation, understand your business, and provide a clear fixed-fee quote with no hidden costs.
We Handle Everything
From bookkeeping to tax returns, compliance to growth advice — you focus on your business while we handle the numbers.
Book Your Free Consultation
No obligation. No hard sell. Just a conversation about how we can help your business.
Available 7 days. Mon-Fri 9am-6pm, Weekends 10am-5pm.
Frequently Asked Questions
Most restaurants distributing £80,000–£150,000 in tips annually save between £12,000 and £22,000 per year in employer NIC through a properly structured tronc. The savings start from the first month the scheme is operational, and in virtually all cases the annual savings far exceed the setup and management costs.
Yes. From 2024, delivery platforms report your income directly to HMRC. If there's any mismatch between what they report and what appears on your tax return, it will trigger an enquiry. We reconcile all platform income monthly, accounting for commissions, promotions, and VAT correctly.
It depends on what you sell and how. Eat-in food is standard rated at 20%. Cold takeaway food is generally zero-rated. Hot takeaway food is standard rated. Catering is always standard rated. Service charges follow the VAT rate of the underlying supply. We ensure every transaction is classified correctly.
If your restaurant turnover exceeds £50,000, you'll need to keep digital records and submit quarterly updates to HMRC from April 2026. This means your bookkeeping needs to be done through MTD-compatible software with no gaps. We set this up and manage it for you as part of our service.
Absolutely. We help with business structure advice, company formation, HMRC registrations, initial bookkeeping setup, tronc scheme design from day one, and connecting you with other businesses in our network who might become your customers or suppliers.
Our hospitality plans include bookkeeping, VAT returns, payroll, tronc management, annual accounts, corporation tax or self-assessment returns, and year-round advisory support. Everything is fixed-fee with no surprises. Plans start from £149 per month depending on your business size and complexity.
Our core service area is Greater London, where we serve restaurants, cafés, and takeaways across all 32 boroughs. However, as most of our work is done digitally, we do support hospitality businesses across the UK on a case-by-case basis.
Serving Businesses Across All London Boroughs
Based in King's Cross, we serve clients across every corner of London. Find your local accountant: