Construction Accounting Made Simple
Whether you need CIS tax sorted, Making Tax Digital compliance, or a better accountant — answer a few quick questions and we'll show you exactly how we can help.
What Do You Need Help With?
Pick the option that best describes your situation. It takes under 2 minutes and there's zero obligation.
CIS Tax Return & Refund
Subcontractor in construction? We'll recover your overpaid CIS tax, file your returns correctly, and make sure HMRC isn't taking more than they should.
Making Tax Digital Setup
MTD is now mandatory for most self-employed contractors. We'll get you compliant with HMRC-approved software, quarterly reporting, and proper digital records — stress-free.
Switch to a Better Accountant
Tired of slow replies, surprise fees, or an accountant who doesn't understand construction? We handle the entire switch — including contacting your old accountant. Zero hassle.
Construction Accountants Who Actually Understand Your Trade
If you're a subcontractor, sole trader, or limited company working in construction, you already know the tax system can feel like it's working against you. Between CIS deductions eating into your earnings, HMRC deadlines creeping up, and the new Making Tax Digital rules, it's easy to feel overwhelmed — especially when your current accountant doesn't really get construction.
That's exactly why LOYALS exists. We're ICAEW chartered accountants based in King's Cross, London, and construction is our bread and butter. We work with plasterers, electricians, plumbers, carpenters, bricklayers, roofers, painters, ground workers, and every other trade you can think of. Whether you're on the tools five days a week or managing a crew of subcontractors, we've built our practice around your world.
CIS Tax — Stop Losing Money to HMRC
The Construction Industry Scheme means most subcontractors have 20% or 30% deducted from every payment before they even see it. The problem? Many tradespeople don't claim back what they're owed. Allowable expenses like tools, materials, travel, PPE, and van costs can add up to thousands per year. Our CIS specialists have recovered over £500,000 for construction workers across the UK, with the average refund sitting between £2,500 and £4,000. We can backdate claims up to four tax years, so even if you've never filed a return, there's likely money waiting for you.
Making Tax Digital for Construction
From April 2026, Making Tax Digital for Income Tax Self Assessment becomes mandatory for self-employed earners over £50,000. That threshold drops to £30,000 from April 2027. For construction subcontractors, this means quarterly digital record-keeping and submissions to HMRC — a big shift from the annual self assessment most are used to. We handle the entire MTD setup, including HMRC-approved software, digital bookkeeping, and quarterly submissions so you can focus on the job at hand rather than paperwork.
Switching Accountants — We Make It Painless
If you're stuck with an accountant who doesn't return calls, charges surprise fees, or doesn't understand CIS, you're probably losing money without realising it. Switching is much simpler than most people think. We contact your current accountant, handle the professional clearance process, collect all your records, and have you fully onboarded within 7 to 10 days. Many of our new clients discover unclaimed deductions their previous accountant missed entirely.
More Than Just an Accountant
What truly sets LOYALS apart is what comes after the numbers. Every new client gains access to our business growth programme — we connect you with other contractors in our network to help you win more work, we strengthen your online presence so customers can actually find you, and we provide legal and business consultancy whenever you need it. It's the kind of support that turns a one-man-band into a serious business.
Common Questions
Quick answers for construction tradespeople looking for the right accountant.
Most subcontractors who haven't been claiming expenses are owed between £2,500 and £4,000 per tax year. This covers tools, materials, travel, protective clothing, phone bills, and other trade-related costs. If you've missed multiple years, you can backdate claims up to four years — meaning a potential refund of £10,000 or more.
If you're self-employed and earn over £50,000, MTD becomes mandatory from April 2026. The threshold drops to £30,000 from April 2027. It's much easier to get set up now while there's time, rather than scrambling to comply at the last minute. Early setup also means cleaner records, which often leads to bigger tax refunds.
We handle everything. The professional clearance process typically takes 7 to 10 days. We contact your old accountant, collect all records, and ensure zero disruption to your business. You don't need to have any awkward conversations — we manage the entire process.
Our construction accounting packages start from £150 per month for comprehensive accounting, tax returns, CIS, VAT, and payroll. All prices are fixed with no hidden fees. Fill out one of our quick forms above and we'll give you an exact quote based on your situation — there's zero obligation.
Absolutely. While we're based in King's Cross, London, we work with construction clients across the entire UK. Everything is done remotely via phone, email, WhatsApp, and our secure client portal. Most of our clients never need to visit us in person.
All of them. We work with electricians, plumbers, plasterers, bricklayers, carpenters, joiners, roofers, painters, decorators, tilers, ground workers, scaffolders, labourers, steel fixers, dry liners, and more. If you work in construction and pay CIS, we're the right fit.
Ready to Get Started?
Pick the option above that fits your situation, or give us a call and we'll point you in the right direction.