Chartered Accountants in Croydon | LOYALS London
Croydon & South Croydon, Thornton Heath & Selhurst

Chartered Accountants in Croydon

Expert accounting support for construction contractors, restaurants, and businesses across South Croydon, Thornton Heath, Selhurst and the wider Croydon area. With major regeneration projects around East Croydon station and Westfield development, Croydon's construction sector has never been busier โ€” and your accounts deserve the same energy.

Chartered Accountants
7-Day Availability
500+ Business Clients
4.8โ˜… Google Rating
500+
Clients Across London
ยฃ2.1M+
CIS Tax Refunds Claimed
7 Days
Support Including Weekends
4.8โ˜…
Google Rating

Our Services in Croydon

Comprehensive accounting and business support tailored to Croydon's thriving business community.

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CIS Tax Returns

Croydon's construction boom means more subcontractors need CIS compliance. We handle monthly returns, verify deduction rates, and maximise refunds for contractors working on the Westfield redevelopment and residential projects across CR0.

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Bookkeeping & Accounts

From West Croydon market traders to Purley Way retail businesses, we maintain accurate books using cloud software so you always know where your money stands.

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Payroll Services

Running a team in Croydon? We process payroll, handle RTI submissions, manage auto-enrolment pensions, and ensure your staff are paid correctly and on time.

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VAT Returns

Whether you've just crossed the ยฃ90,000 VAT threshold or need help choosing between flat rate and standard schemes, our Croydon-focused team keeps your VAT returns accurate and timely.

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Self Assessment

Sole traders, landlords with Croydon rental properties, and freelancers โ€” we take the stress out of Self Assessment, filing your return early and maximising your tax-deductible expenses.

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Company Formation

Thinking of going from sole trader to limited company? We guide Croydon business owners through incorporation, set up your accounting systems, and register you for Corporation Tax.

CIS Tax Specialists for Croydon Contractors

Working in construction across Croydon? From the Westfield development to residential refurbishments in South Croydon, we handle your CIS monthly returns, maximise deductions, and ensure full HMRC compliance so you keep more of what you earn.

Book a Free CIS Review

Why Croydon Businesses Choose LOYALS

Six reasons local business owners trust us with their finances.

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Local Expertise

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Local Expertise

Deep knowledge of Croydon's construction and hospitality sectors. Proven advice for your area.

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CIS Specialists

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CIS Specialists

ยฃ2.1m recovered for London contractors. We get your deduction rates right every time.

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Chartered Professionals

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Chartered Professionals

Qualified chartered accountants backing every decision. Professional expertise you can trust.

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7-Day Availability

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7-Day Availability

Open 7 days, 8am-8pm. Phone, WhatsApp, email support for your business.

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Digital-First Approach

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Digital-First Approach

Cloud platforms like Xero and QuickBooks. Real-time finances from your phone.

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Transparent Pricing

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Transparent Pricing

From ยฃ149/month. No hidden fees, everything clear from day one.

Getting Started Is Simple

Four straightforward steps to better financial management.

1

Book a Free Call

Schedule a no-obligation consultation at a time that suits you.

2

Share Your Situation

Tell us about your business, challenges, and goals.

3

Get Your Plan

We create a tailored accounting package with transparent pricing.

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Ongoing Support

Monthly check-ins, tax planning, and proactive guidance all year round.

What Croydon Businesses Say

Real feedback from local clients we work with every day.

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"LOYALS sorted my CIS refund within two weeks of signing up. I'd been overpaying for months and didn't even know. Brilliant service."

Marcus T.

Electrical Contractor, Croydon

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"As a restaurant owner in South Croydon, I needed an accountant who actually understood hospitality margins. LOYALS gets it."

Ayesha K.

Restaurant Owner, South Croydon

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"They set up my limited company, handled all the paperwork, and even connected me with other tradespeople in their network. Couldn't ask for more."

Dave R.

Plumbing Contractor, Thornton Heath

Frequently Asked Questions

Common questions from Croydon business owners.

Do I need a CIS accountant if I only do small jobs in Croydon?+
Yes โ€” even small subcontractor jobs fall under CIS rules. If you're being paid by a contractor, 20% or 30% is being deducted at source. We make sure you're on the right rate and claim back any overpayments through your tax return.
How much do your accounting services cost in Croydon?+
Our packages start from ยฃ149 per month for sole traders and include bookkeeping, tax returns, and year-round support. Limited company packages are also competitively priced. We'll give you a clear quote in your free consultation.
Can you help with restaurant or cafรฉ accounts in Croydon?+
Absolutely. We work with restaurants, cafรฉs, and takeaways across Croydon including along South End and the high street. We understand hospitality cash flow, VAT on food, and staff payroll complexities.
Do I need to visit your office for meetings?+
Not at all. We work digitally with cloud accounting platforms, video calls, and WhatsApp. You get full support without leaving your site or kitchen.
What's the difference between sole trader and limited company for Croydon contractors?+
Sole trader is simpler but you pay Income Tax on all profits. A limited company lets you take a mix of salary and dividends, which often reduces your tax bill. We'll run the numbers for your specific situation in your free consultation.
How quickly can you get my CIS refund?+
For most Croydon contractors, we can file your Self Assessment and trigger your CIS refund within 2-4 weeks of receiving your records. If HMRC owes you money, we chase it actively.
Can you help if I've fallen behind on my tax returns?+
Yes, we specialise in getting people back on track. Whether you've missed one deadline or several years, we'll sort out the backlog, negotiate with HMRC on penalties, and get you compliant again.
Do you offer business advice beyond just accounting?+
Definitely. Our Business Growth Programme helps Croydon business owners strengthen their digital presence, connect with our network of existing clients for new work opportunities, and access legal and business consultancy when needed.

Ready to Get Started?

Book a free, no-obligation call with our team. We'll discuss your business needs and create a tailored plan to help you grow.

Email: kris.nick@loyals.uk Phone: 07450 258975 7 days a week, 8amโ€“8pm