Industry-specialist chartered accountants for London businesses.
A generalist accountant has to learn your industry's tax quirks on your time. We already know them. From CIS deductions to tronc schemes, R&D credits to NHS pension allowances — we work with ten core sectors deeply enough to spot the savings most accountants miss. Pick yours below.
Tax law isn't generic. Your industry has rules generalists miss.
Construction has CIS. Hospitality has tronc and the Tipping Act 2024. E-commerce has Pan-EU VAT under OSS. Tech startups have R&D tax credits and EIS. Healthcare has NHS pension annual allowance. A generalist accountant has to learn this on your time — we already know it.
We know your tax quirks
Each industry has its own deductions, schemes and reliefs. We spot them automatically because we work with 50+ businesses in each of our ten specialisms — patterns become obvious quickly.
Bigger refunds, fewer penalties
A general accountant might miss £4,200 of CIS deductions for a subcontractor or fail to claim R&D credits for a tech startup. The fee is the same; the savings are bigger when you're with someone who knows your industry.
Industry network access
Our clients in your industry are potential introductions, suppliers, partners or referrals. 500+ London businesses means warm intros to the right people — not just generic networking events.
Pick your industry. We'll handle the rest.
Each industry page covers the specific tax rules, deductions, reliefs and compliance requirements that apply — plus how we work with businesses in that sector.
Construction & CIS Accountants
Construction is our biggest specialism. We file monthly CIS returns for contractors, recover CIS overdeductions for subcontractors, handle Gross Payment Status applications, and manage Domestic Reverse Charge VAT compliance. Weekly payroll cycles and HMRC investigation defence included.
- Monthly CIS300 returns & subcontractor verification
- CIS subcontractor refund claims (avg recovery £4,200)
- Gross Payment Status applications
- Domestic Reverse Charge VAT compliance
- Free CIS Tax Calculator for instant refund estimates
Hospitality Accountants
Restaurant tax is brutal — VAT on food, alcohol duty, Tipping Act 2024 compliance, multi-site consolidation, EPOS reconciliation and cash management. We've fixed it for 80+ London hospitality venues including pop-ups, casual dining, fine dining and quick-service.
- Tronc scheme setup (Tipping Act 2024 compliant)
- Hospitality bookkeeping with EPOS integration
- Weekly payroll for hospitality teams
- Multi-site consolidated reporting
- Premises licence accounts certification
Beauty & Hair Accountants
Beauty and hair has its own tax patterns — chair-rental vs employee status questions, cash and card mix reconciliation, product VAT on resale stock, and self-employed contractor arrangements. We handle salons, mobile beauticians, and freelance stylists across London.
- Self-employment vs employee status reviews
- Cash and card sales reconciliation
- Product VAT on retail resale
- Salon payroll and chair-rental contracts
- Annual self assessment for stylists
E-commerce Accountants
E-commerce accounting is a different beast — multi-platform reconciliation, currency conversion, Pan-EU VAT under the One-Stop-Shop scheme, Amazon FBA inventory tracking, payment processor fees. We integrate directly with your platforms and reconcile daily.
- Single or multi-platform e-commerce bookkeeping
- Amazon FBA Pan-EU VAT registration & OSS
- Multi-currency reconciliation
- COGS tracking and margin analysis
- Quarterly EU VAT One-Stop-Shop returns
Tech Startup Accountants
Tech startups need accountants who understand R&D tax credits (worth up to 33% of qualifying spend), EIS/SEIS investor schemes, equity structures, foreign income from international users, and investor-ready reporting. We work with pre-seed through Series B founders.
- R&D tax credit claims (avg recovery £18K-£60K)
- EIS/SEIS scheme advice and applications
- Investor-ready management accounts
- Share schemes and equity structuring
- Foreign income and double-tax relief
Freelancer Accountants
Freelance work blurs the line between sole trader and limited company. We help you decide which is right for your income level, handle the IR35 status reviews if you contract through a Ltd, file your self-assessment, and spot expense deductions most freelancers miss.
- Sole trader vs limited company comparison
- IR35 status reviews for contractors
- Self-assessment with expense optimisation
- Director's tax planning (salary vs dividends)
- Free Dividend vs Salary Calculator
Landlord Accountants
Section 24 mortgage interest restriction changed buy-to-let economics overnight. Add MTD for Income Tax (April 2026 for incomes above £50K) and you need an accountant who understands rental tax in detail. We handle single landlords through portfolios, with capital gains planning when you sell.
- Self-assessment with rental property pages
- Section 24 mortgage interest computation
- MTD for Income Tax setup and quarterly filing
- Capital Gains Tax on property disposals (60-day reporting)
- Free Property Investment Calculator
Healthcare Accountants
Healthcare professionals have unique tax challenges — NHS pension annual allowance (often triggering hefty tax charges), locum income across multiple agencies, partnership accounts for GP practices, and the IR35 question for hospital consultants. We handle all of it.
- NHS pension annual allowance review
- Locum income consolidation across agencies
- GP partnership accounts
- Private practice limited company structures
- IR35 reviews for consultant contracts
Bar & Pub Accountants
Bars and pubs combine the toughest hospitality tax challenges — alcohol duty, premises licence accounts, late-night staff payroll, tronc compliance, and high-volume cash management. We've worked with London pubs, cocktail bars, and music venues for over a decade.
- Alcohol duty and excise compliance
- Premises licence accounts certification
- Tronc setup and weekly distribution
- Late-night/weekend payroll cycles
- Cash management and till reconciliation
Transport Accountants
Transport businesses have unique deduction patterns — HGV and vehicle expenses, fuel claims, mileage rates, vehicle finance versus lease decisions, and driver employment status questions (PAYE vs CIS-equivalent vs self-employed). We help fleets from solo drivers to multi-vehicle operations.
- Vehicle expense optimisation (mileage vs actual costs)
- Fuel claims and VAT recovery
- Driver employment status reviews
- Fleet bookkeeping and P&L per vehicle
- HGV operator licence accounts certification
Industry knowledge plus a free Business Mentor.
Knowing your industry's tax rules is the floor. The ceiling is helping you grow within it. Every LOYALS client gets free access to our Business Mentor programme — bring us a question about pricing, growth, marketing, tenders, legal triage, or industry strategy and we give you our honest take at no charge.
If after that you want LOYALS to actually execute the work — manage your digital marketing, draft your tender, coordinate a legal matter, build a website — those are paid services. Pricing for those lives on our dedicated Business Mentor Programme page.
- Free initial 60-minute strategy session on any topic
- Free pricing strategy guidance and contract triage
- Free tender review and bid feedback
- Free warm introductions to other LOYALS clients in your industry
- Free annual business growth review
Want to look by service rather than industry?
Every industry above is served by our twelve core accountancy services. If you'd rather pick by what you need done than by what sector you're in, jump to any service below — or see the complete list at the Services hub.
Meet Kris Nick.
When you become a LOYALS client, you don't get passed between junior staff or stuck in a ticket queue. Kris Nick personally manages your account — answering your questions, walking you through onboarding, handling the switch from your previous accountant, and being the one number you call when something needs sorting. Across all ten of our specialist industries, the same person handles your engagement end to end.
Book a call with Kris →Industry doesn't fit? We probably still can.
The ten industries above are our deepest specialisms. We also work with consultants, agencies, professional services, retail, creative industries and more. Tell us about your business on a free 15-min call and we'll be honest about whether we're the right fit.
Common questions about industry-specialist accountancy.
If your question isn't here, message us on WhatsApp or book a free 15-minute call — we'll answer it before you commit.
Explore the rest of LOYALS.
If you'd rather browse by service or area than by industry, here's where to go next.
Ready for an accountant who knows your industry?
Book a free 15-minute call. We'll work out exactly which specialism applies and quote a fixed fee in writing. If we're not the right fit for your industry, we'll tell you that too.
Book my free 15-min call →