🚚 Transport specialists · Haulage, couriers, taxi, removals

Transport accountants for London operators. Trucks, vans, cabs, fleets.

Single-vehicle owner-driver chasing CIS-style refunds? 5-truck haulage operator juggling fuel cards and HGV operator licensing? Multi-vehicle removals or courier company with a mix of employed and self-employed drivers? We work across every transport type — and we know the rules HMRC actually checks for vehicle deductions, IR35 driver classifications and international VAT.

★★★★★ 4.8/5 from 100+ reviews · HGV licence accounts & IR35 reviews · King's Cross N7
£195
HGV Licence Accounts
£395
Driver IR35 Review
£195/mo
Transport Bookkeeping
Mon–Sat
10am to 7pm
Every transport business type supported

From single owner-driver to multi-vehicle fleet, we get the workflow.

Each transport type has its own quirks — HGV operator licensing, fuel card reconciliation, IR35 for self-employed drivers, international VAT zero-rating, fleet leasing analysis. We've worked with all of them.

🚛
HGV Haulage
📦
Courier
🚕
Taxi / Private Hire
🚚
Removals
🚐
Vehicle Hire
Why transport needs a specialist accountant

Transport tax has its own playbook. Generalist firms miss the saves.

HGV operator licensing financial standing. Vehicle capital allowances (HGVs vs cars — totally different treatment). Fuel card reconciliation. IR35 for self-employed drivers. Per-vehicle profitability. Four problems below show up on every onboarding.

Symptom #1

"My old accountant put my £40K truck on slow depreciation."

HGVs (over 3.5 tonnes) and most commercial vehicles qualify for the Annual Investment Allowance — up to £1 million per year of immediate 100% deduction against trading profits. A £40K truck correctly claimed under AIA saves up to £10K of corporation tax in year one. Generalist firms often default to writing-down allowances which spread the relief over many years and cost you the time-value. Cars (and most vans used as cars) DO NOT qualify for AIA — getting the classification right matters.

Symptom #2

"My fuel cards generate massive PDFs every week and I'm losing VAT recovery."

Fuel cards (Allstar, BP, Shell, Tesco Fuel Card, UK Fuels) generate weekly statements with VAT-recoverable purchases per vehicle. Manual entry from PDFs is slow, error-prone and routinely loses 5-10% of potential VAT recovery. We integrate fuel-card data directly into Xero or QuickBooks with per-vehicle allocation, automatic VAT capture and private-use disallowance calculation. Included in standard transport bookkeeping.

Symptom #3

"I engage drivers as self-employed and HMRC just opened an IR35 enquiry."

Many transport businesses engage drivers as self-employed contractors. HMRC has been increasingly active here — if the driver works exclusively for one operator, drives a vehicle the operator supplies, follows operator rotas and can't substitute, HMRC may reclassify the relationship as employment with backdated PAYE and NIC. Across a fleet the exposure runs into six figures. We review each driver relationship against CEST, redraft contracts and document working practices for £395 per significant relationship.

Symptom #4

"I don't actually know which trucks in my fleet are making money."

Without per-vehicle P&L you can't see which vehicles are profitable. Each vehicle has its own revenue, fuel, maintenance, insurance, finance and depreciation. We set up tracking categories per vehicle in Xero or QuickBooks, allocate fuel cards by vehicle, and produce monthly per-vehicle P&L. Fleet operators routinely discover 1-2 vehicles in a fleet of 8-10 are loss-making and being subsidised by the rest — once visible, the operator can renegotiate routes, replace the vehicle, or redeploy.

The biggest year-one tax saving for transport operators

Annual Investment Allowance on commercial vehicles. Get it right.

Buying a new HGV, van or commercial vehicle? AIA gives you 100% of the cost as an immediate deduction against trading profits — but only on qualifying vehicles, only if claimed correctly. Here's the playbook.

Why this saves money

HGVs and commercial vehicles get 100% immediate tax relief — but cars don't.

The Annual Investment Allowance lets businesses deduct 100% of qualifying capital expenditure (up to £1 million per year) against trading profits in the year of purchase. For a £40,000 HGV correctly classified, that's a £40,000 tax deduction in year one — saving up to £10,000 of corporation tax at 25%.

What qualifies: HGVs (over 3.5 tonnes), commercial vans (panel vans, Luton bodies, refrigerated), specialist vehicles (curtainsiders, tippers, tankers), and most "plant and machinery" used in the trade. What does NOT qualify: cars (and vans used as cars — HMRC scrutinises private use), motorbikes for personal use, leased vehicles (operating leases get monthly deductions instead).

Cars get writing-down allowances at 18% (main pool, low CO2) or 6% (special rate, high CO2 cars). For a £30K car at 18% that's £5,400 of relief in year one — versus £30,000 for a qualifying van of the same value.

£10K+
Typical year-one tax saving on a £40K HGV correctly claimed under AIA at 25% corporation tax.
⚙ Transport Business Health Check

Find your transport service mix and fee. Five questions, one minute.

Answer five quick questions about your transport setup. We'll show you the right service mix, an estimated fee, and flag any AIA, IR35 or international VAT opportunities relevant to your operation.

Question 1 of 5
What kind of transport business?
Single-vehicle owner-driver
HGV haulage operator
Courier / last-mile delivery
Taxi / private hire / removals
Question 2 of 5
What's your annual turnover?
Under £80K
£80K – £250K
£250K – £750K
£750K+
Question 3 of 5
Fleet size?
1 vehicle
2 – 5 vehicles
6 – 15 vehicles
15+ vehicles
Question 4 of 5
Driver structure?
Just me / owner only
Employed drivers (PAYE)
Self-employed contractors
Mixed (employed + contractors)
Question 5 of 5
International / cross-border work?
UK-only operations
Occasional EU runs
Regular international freight
Mostly international (TIR / ATA)
Your result

Your transport position

Based on your answers, here's the right setup.

Estimated fee £—
💬 Send my result to your team
Transport pricing snapshot

The fees a transport business actually pays. Standard, transparent.

Below is the typical service mix and standard fee. Quotes are issued in writing within 24 hours of the call — request one to see what discounts and seasonal offers are available in the current period.

Transport service fees

All prices exclude VAT. From the master service-fee schedule.

ServiceDescriptionFee
Owner-Driver Self Assessment
Single-vehicle self-employed drivers below £50K MTD threshold
Vehicle expense optimisation, mileage, fuel allocation from £695/year
MTD for Income Tax — Quarterly Service
Sole-trader drivers above £50K turnover (April 2026 onwards)
4 quarterly digital submissions + year-end finalisation £150/quarter (£600/yr)
Weekly Driver Payroll
Shift-pattern drivers
52 RTI submissions, weekly payslips, holiday + SSP, pension auto-enrol from £12/employee/week
Driver IR35 Review
For self-employed driver relationships
CEST review, contract redrafting, working practices documentation from £395per relationship
HGV Operator Licence Accounts
Certified accounts for Traffic Commissioner financial standing
Certified on chartered headed paper, 48hr turnaround £195one-off
Tax Planning Workshop (Transport)
Fleet acquisition timing, AIA optimisation, IR35 strategy
Bespoke strategy via secure portal, 2-week amendment window £1,200fixed
Need the full fee list? See our complete service-fee schedule covering every service line.
Real transport outcomes

What our transport clients actually got back. Real numbers.

Three recent examples from a single-truck owner-driver, a 6-vehicle haulage operator and a courier company with self-employed drivers. Names changed, numbers real.

Single-truck owner-driver

£10,400 of year-one tax saved by AIA-electing on a £42K truck

An owner-driver running a single 7.5T HGV under his Ltd Co bought a £42K replacement truck mid-year. His previous accountant had put it on 18% writing-down allowances by default. We re-elected for the Annual Investment Allowance, claiming the full £42K immediately against trading profits. At the company's 25% corporation tax rate the year-one tax saving was £10,500 — versus only £1,890 under the previous depreciation approach. We also re-integrated his Allstar fuel card directly into Xero, recovering an additional £1,800 of input VAT he'd been missing.

Year-1 tax + VAT recovered
+£10,400 + £1,800
6-vehicle haulage operator

Per-vehicle P&L revealed 2 of 6 trucks were loss-making

A 6-truck haulage operator running general freight came to us with rolled-up monthly accounts showing roughly 12% group margin. We rebuilt to per-vehicle P&L (included in transport bookkeeping at £195/mo), with fuel cards allocated correctly and maintenance/insurance distributed by vehicle. Two trucks were running at -4% net margin — masked by the other four. The operator restructured: sold one, redeployed the other onto more profitable routes, renegotiated rates on the underperforming routes. Group margin lifted to 18% within four months — a £24K/year uplift on the same fleet.

Annual margin uplift
+£24,000/yr
Courier company — IR35

£35K of driver IR35 reclassification risk neutralised

A courier company engaged 8 drivers as self-employed contractors but the working practices looked employment-like — exclusivity, fixed routes, operator-supplied vans, rota-based shifts. HMRC's CEST tests would have failed, with backdated PAYE and NIC exposure across the 8 relationships approaching £35K over 4 years. We restructured: rewrote the contracts to give genuine substitution rights, removed exclusivity, allowed the drivers to take their own customer work alongside, and documented working practices accordingly. Two of the 8 didn't accept the new terms and were converted to employed PAYE — eliminating the residual risk on those.

Reclassification risk avoided
~£35,000 protected

Transport-specific quote, in writing within 24 hours.

Tell us your transport type, fleet size, driver structure and turnover. We'll send a written fixed-fee quote covering exactly the services you need — and any current discounts or offers in the period.

Transport accounting questions answered

Frequently asked questions.

If your question isn't here, message us on WhatsApp or book a free 15-minute call.

How much does a transport accountant cost in London?+
A self-employed driver (Uber, courier, taxi) typically pays £495-£695/year for Self Assessment if below the £50,000 MTD threshold, or £150/quarter (£600/year) for MTD for Income Tax above. A small fleet operator (2-5 vehicles) with a limited company pays £1,200-£2,200/year for accounts plus £125-£195/month for transport bookkeeping with fuel-card reconciliation. Larger haulage operators pay £400-£800/month bundled including weekly driver payroll, multi-vehicle bookkeeping and quarterly VAT. HGV operator licensing certified accounts are £195 one-off. All prices exclude VAT.
How do HGV operator licence financial standing requirements work?+
To hold a UK HGV operator licence, the Traffic Commissioner requires you to demonstrate sufficient financial standing — currently £8,000 for the first vehicle and £4,500 for each additional vehicle. This must be evidenced by certified accounts or bank statements showing the funds are available. We produce certified accounts on chartered headed paper acceptable to the Traffic Commissioner for £195 one-off, usually within 48 hours of request. We also advise on whether to hold the standing in the operating company, a separate guarantor, or via a parent company structure.
What's the difference between HGV and car capital allowances?+
HGVs (over 3.5 tonnes) qualify for the Annual Investment Allowance (AIA) — up to £1 million per year of immediate 100% deduction against trading profits. Cars (and most vans below 3.5T used as cars) do NOT qualify for AIA — instead they get writing-down allowances at 18% (main rate) or 6% (special rate, for cars with high CO2 emissions). For a £40,000 truck the year-one tax saving via AIA can be £10,000+ at 25% corporation tax; for the same value car it's £1,800. Getting the classification right matters. Vans used as commercial vehicles (panel vans, Luton bodies) typically qualify for AIA as commercial vehicles, but HMRC scrutinises the use.
How do you handle fuel cards and driver expense reconciliation?+
Fuel cards (Allstar, BP, Shell, Tesco Fuel Card, UK Fuels) generate weekly statements with VAT-recoverable fuel purchases by vehicle and driver. We integrate the fuel-card data into your bookkeeping software so each transaction allocates to the correct vehicle, the VAT is captured for recovery, and any private-use disallowance is calculated correctly. Manual entry from PDFs is slow, error-prone and loses VAT recovery — most operators we onboard have been losing 5-10% of their potential VAT recovery. Included in standard transport bookkeeping at no separate charge.
What about IR35 for self-employed drivers?+
Many transport businesses engage drivers as self-employed contractors rather than employees. HMRC has been increasingly active on this — if the driver works exclusively for one operator, drives a vehicle the operator supplies, follows the operator's rotas and isn't able to send a substitute, HMRC may reclassify the relationship as employment with backdated PAYE and NIC owed by the operator. Driver IR35 reviews against the HMRC CEST (Check Employment Status for Tax) tool, contract redrafting and working practices documentation are £395 per significant relationship — well worth it given the backdating exposure can run into six figures across a fleet.
How do you handle per-vehicle profitability for fleet operators?+
Without per-vehicle P&L you can't see which trucks/vans/cabs are actually making money. Each vehicle has its own revenue line (driver income, mileage rates, customer invoices), its own direct costs (fuel, maintenance, insurance, finance), and its own depreciation/lease cost. We set up Xero or QuickBooks tracking categories per vehicle, reconcile fuel cards by vehicle, allocate maintenance and insurance correctly, and produce monthly per-vehicle P&L. Operators routinely discover that 1-2 vehicles in a fleet of 8-10 are loss-making and being subsidised by the rest.
What about international transport and VAT zero-rating?+
International freight transport is generally zero-rated for VAT (you charge no VAT but can recover input VAT on related expenses) under specific HMRC rules — applies to transport of goods across UK borders to/from EU and rest-of-world destinations. The detailed application depends on the supply chain, the customer status (B2B vs B2C), and the route. We review your invoicing setup, confirm zero-rating where applicable, and ensure VAT returns claim full input recovery on costs related to zero-rated transport. Often surfaces 5-15% of margin previously hidden in misclassified VAT.
Should I lease or buy fleet vehicles?+
The lease vs buy decision for fleet vehicles is a tax + cash-flow + flexibility trade-off. Buying outright (or via HP) gives you full Annual Investment Allowance (immediate 100% tax deduction against profits) for HGVs and commercial vehicles — significant year-one tax saving but full cash outlay or HP balance on the books. Operating leases give you smooth monthly costs and no balance-sheet impact but the full deduction is spread across the lease term. Contract hire bundles maintenance and depreciation into a fixed monthly cost — useful for fleet planning but may cost more over the vehicle life. We model the specific options for each acquisition in your annual tax planning.

Transport accountants in King's Cross, London.

Our office sits at 39-41 North Road, London N7 9DP — five minutes from Caledonian Road tube. We work with transport operators across Greater London, the M25 corridor, the South-East and our secondary presence in Wickford / Basildon, Essex — particularly relevant for haulage and logistics businesses operating from Essex industrial estates.

Most engagements are delivered remotely via video call, secure portal and our client area. For owner-operators who prefer to meet, the King's Cross office is open Monday to Saturday 10am to 7pm.

Office39-41 North Road
London N7 9DP
HoursMon–Sat
10am to 7pm
Phone07450 258 975
Emailkris.nick@loyals.uk
TubeCaledonian Road · 5 min walk

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