Premium Crypto Tax Specialists ยท Chartered ยท Mon-Sat

UK Crypto Tax Accountants for Capital Gains, DeFi & NFTs.

Specialist crypto tax accountants who declare your cryptoassets the right way. Capital gains, staking, mining, airdrops, DeFi and NFTs calculated correctly and filed on your Self Assessment, fully compliant with HMRC. Exchange and wallet data reconciled, every allowable cost claimed, nudge letters handled. By chartered accountants who do this every week, with same-day callback and Mon-Sat 10am-7pm support.

100%
HMRC Compliant
DeFi ยท NFTs
Staking & Mining Covered
All
Exchanges & Wallets
4.8โ˜…
100+ Reviews
Watch ยท 60 seconds

Crypto tax, explained clearly.

A quick word from our team on how we declare your crypto properly inside your Self Assessment, and why guessing is the expensive option.

Holding or trading crypto and wondering whether HMRC knows or cares? They do, and they have exchange data going back years. In this short film our team explains how capital gains, staking, mining, NFTs and DeFi are each treated, and how we structure your return for the most efficient outcome that is still fully compliant.

If any of this sounds familiar

Sound like your crypto situation?

Most crypto holders we onboard arrive with the same worries. We turn the mess into a clean, compliant return.

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"I think HMRC sent me a nudge letter"

HMRC has had exchange data for years and is writing to suspected holders. Ignoring it makes things worse. We respond properly, bring your returns up to date, and make a voluntary disclosure for past years where needed, which keeps penalties as low as possible.

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"I've used loads of exchanges and wallets"

Binance, Coinbase, Kraken, MetaMask, hardware wallets, a dozen tokens and years of swaps. We reconcile transaction histories from every platform using exports and crypto tax software, so nothing is missed and nothing is double-counted.

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"I have no idea how to calculate the gains"

HMRC's share pooling and the same-day and 30-day matching rules trip almost everyone up. Get them wrong and you over or underpay. We apply them correctly and claim every allowable cost so your figure is accurate and defensible.

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"Is staking and DeFi even taxable?"

Usually yes. Staking, mining and many DeFi rewards are income at the value received, then a later sale can create a gain or loss too. Some DeFi deposits are themselves disposals. We treat each protocol correctly rather than guessing.

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"I never declared previous years"

Very common, and fixable. We prepare voluntary disclosures for prior years through HMRC's facilities. Coming forward voluntarily almost always means far lower penalties than waiting to be contacted.

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"I'm worried I'll overpay or get fined"

Both happen. Many overpay by ignoring losses and allowable costs; others underpay and face penalties once HMRC reconciles the data. Chartered accountants who handle crypto weekly get it right, efficiently.

What we actually do

Your crypto, declared properly on your Self Assessment.

One team, one fee, one clean return. No guesswork, no grey areas, no nasty surprises later.

The LOYALS crypto tax service

HMRC treats cryptoassets as property. That means most of what you have done with crypto has a tax treatment: selling for pounds, swapping one token for another, spending it, and earning it through staking, mining, airdrops or DeFi. The rules are detailed and the calculations get messy fast, which is exactly why people either overpay or walk into penalties.

We take your full transaction history across every exchange and wallet, reconcile it, and declare it correctly inside your SA100 Self Assessment. Capital gains, income, staking, mining, airdrops, NFTs and DeFi are each treated the right way and structured for the most efficient outcome that is still fully compliant. Where previous years were missed, we handle the voluntary disclosure too. Chartered accountants, not someone reading a forum.

Specialist crypto tax from ยฃ950
Transparent pricing

Pick the level that fits your crypto activity.

Not sure which one is you? Book a free 15-minute call and we will tell you straight, before any work begins. All prices exclude VAT.

Crypto Investor

ยฃ950
clean portfolios, buy hold and sell
  • Capital gains calculated to HMRC rules
  • Share pooling and matching applied
  • Every loss and allowable cost claimed
  • Declared inside your Self Assessment
  • SA302 and Tax Year Overview
  • Dedicated account manager
Get a quote

Crypto Specialist

Bespoke
from ยฃ5,000, for DeFi, NFTs, mining and complex portfolios
  • Everything in Active Trader
  • DeFi, liquidity and lending across chains
  • Staking, mining and airdrop income
  • NFT activity and high data volume
  • Voluntary disclosure for past years
  • White-glove, audit-ready engagement
Enquire now
Everything handled

What is included as standard.

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Full transaction reconciliation

Every exchange and wallet, imported, matched and cleaned so the figures are complete and accurate.

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Capital gains done by the rules

Share pooling plus same-day and 30-day matching applied correctly, with losses and costs claimed.

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Income from staking, mining and airdrops

Valued at the right date and declared as income, with the later disposal tracked too.

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DeFi and NFTs treated correctly

Lending, liquidity, wrapping and NFT trades reviewed transaction by transaction.

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Filed on your SA100

Everything declared inside your Self Assessment, with SA302 and Tax Year Overview produced.

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Nudge letters and disclosures

We respond to HMRC and prepare voluntary disclosures for prior years where needed.

Simple from here

How it works.

Four steps from worried to filed and compliant.

1

Free call

A quick 15-minute call to understand your activity and confirm the right tier and fee upfront.

2

Send your data

Exchange and wallet exports, or just your account access and wallet addresses. We do the rest.

3

We reconcile and file

We calculate gains and income, claim every cost, and declare it correctly on your Self Assessment.

4

Compliant and clear

You know exactly what you owe or are owed, with documents for mortgages and full peace of mind.

Why LOYALS

Crypto is not a side hustle for us.

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Chartered, not guesswork

Real chartered accountants who handle crypto every week, not someone reading HMRC guidance for the first time on your return.

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Actually responsive

Friendly support six days a week and a dedicated account manager who knows your situation. Reach us when it matters, not next Monday.

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Efficient and defensible

We keep your bill as low as legitimately possible and your return fully compliant, so it stands up if HMRC ever looks.

HMRC is already getting the data.

If a nudge letter has not arrived yet, it may be coming. The smart move is to get your crypto declared properly, on your terms, before HMRC makes it theirs.

Crypto tax questions

Your questions, answered.

Do I have to pay tax on crypto in the UK?
In most cases yes. HMRC treats cryptoassets as property, not currency. Selling crypto for pounds, swapping one token for another, spending crypto, and gifting it (other than to a spouse) are all disposals that can trigger Capital Gains Tax. Income from mining, staking, airdrops and some DeFi rewards is usually Income Tax. Buying and holding is not taxable, and moving coins between your own wallets is not a disposal.
Does HMRC actually know about my crypto?
Increasingly, yes. HMRC has received data from UK and international exchanges for several years and sends nudge letters to suspected holders. From 2026 the Cryptoasset Reporting Framework expands this further. If you have undeclared gains, a voluntary disclosure now carries far lower penalties than waiting to be contacted.
How much Capital Gains Tax do I pay on crypto?
You pay CGT on gains above the annual exempt amount, which is ยฃ3,000 for 2024/25. Gains in the basic rate band are taxed at 18% and above it at 24% for disposals from 30 October 2024. The gain is the disposal value minus allowable cost, using HMRC's pooling and matching rules, which is where most do-it-yourself sums go wrong. We apply them correctly and claim every cost.
How are staking, mining and DeFi taxed?
Tokens from mining, staking and many DeFi protocols are usually income at their sterling value on the day received, and a later disposal can also create a gain or loss. NFTs mostly follow the capital gains rules. Some DeFi deposits are themselves disposals. We work through each protocol you have used and treat every transaction correctly.
What records do I need?
Ideally a full transaction history from every exchange and wallet, covering buys, sells, swaps, transfers and rewards. If records are incomplete, we reconstruct most of it from exchange exports, public wallet addresses and crypto tax software. The earlier you start, the cleaner the result.
Can you sort previous years I never declared?
Yes. We regularly prepare voluntary disclosures for prior years through HMRC's facilities and handle the whole process, from reconstructing the history to agreeing the figures. Coming forward voluntarily almost always means lower penalties than being caught.
How much does it cost?
We price as a specialist practice: ยฃ950 for a clean investor portfolio, ยฃ2,500 for active high-volume traders, and bespoke from ยฃ5,000 for our full Crypto Specialist service covering DeFi, NFTs, mining and complex multi-chain activity. All exclude VAT, every engagement includes a dedicated account manager and an audit-ready file, and we confirm your tier on a free call first. Book a call.

Get your crypto tax sorted, properly.

Chartered crypto specialists, friendly support six days a week, and a return that is accurate, efficient and fully compliant. Book a free call and we will tell you exactly where you stand.

Book a free crypto tax call
Note: LOYALS are chartered accountants. This page is general information about UK cryptoasset taxation and is not personal tax advice. Crypto tax treatment depends on your individual circumstances and HMRC rules can change. We give advice specific to your situation once we understand your full activity.