Payroll & PAYE Accountants London — RTI on time, every time.
Premium payroll service for London employers. Real Time Information submissions to HMRC, weekly and monthly cycles, payslips your team can actually read, auto-enrolment pension administration, P11Ds, statutory pay, and full integration with the rest of your accounting. Three tiered packages from £35/month for director-only payroll up to multi-schedule high-volume payroll for growing teams. Run by a dedicated chartered account manager — Mon-Sat 10am-7pm.
Payroll problems that arrive on a Friday afternoon.
Payroll never breaks at a convenient time. It breaks the day before payday, the morning of an HMRC letter, or the Saturday someone notices their payslip is wrong. If you recognise any of these, you're in the right place.
HMRC penalty letter for late RTI
£100 automatic penalty per late filing for under 10 employees, scaling up. Most are triggered by software glitches, sickness, or simply forgetting on a busy month. We've seen plenty of clients arrive with three to six months of penalties that should never have happened.
Auto-enrolment letter from TPR
The Pensions Regulator writes about staging dates, re-declaration, contribution underpayments — and the language is always intimidating. Most are routine compliance reminders that need a measured response, not the panic-call to a payroll bureau that ignored the letter for two weeks.
Saturday morning payroll fire
Someone joined Wednesday and you forgot to add them. Someone left and the final pay calculation is wrong. A statutory sick pay claim was filed in the wrong direction. Standard accountants are closed until Monday. We pick up the phone on a Saturday — that's why we're open Mon-Sat 10am-7pm.
Payroll software has broken again
Most owner-managed businesses run payroll on £20/month software that's perfect right up until tax codes change, an employee gets a new student loan plan, statutory pay calculations go odd, or the year-end process goes wrong. We carry the software, expertise, and HMRC liaison — you don't run it on a laptop late at night.
Construction CIS & PAYE muddled together
Some workers are PAYE employees, some are CIS subbies, some are on both at different times. Verifying CIS status, calculating the right deduction, filing CIS300 alongside FPS, reconciling the EPS — this is where most accountants without construction experience drop the ball. We run construction payroll every month.
Payroll doesn't talk to your accounts
Your bookkeeper does the books, your payroll provider runs payroll, and at year-end nobody can reconcile the difference between what was paid, what was reported on RTI, and what the accounts say. With LOYALS, payroll feeds straight into bookkeeping and year-end accounts — one ledger, one number, one team.
End-to-end payroll, run for you. Not software you have to operate.
The full payroll service, in plain English
You tell us when payday is, who works for you, and what they earn. We handle everything else: Real Time Information submissions to HMRC on or before each payday, payslip generation and distribution, P32 reconciliation so you know exactly what to pay HMRC each month, year-end P60s for every employee, year-end P11Ds for benefits-in-kind where relevant, statutory pay administration (sick pay, maternity, paternity, shared parental, adoption), holiday pay tracking, leavers and joiners processing, and tax code changes the moment HMRC issue them.
Auto-enrolment workplace pensions are administered separately as an add-on service: scheme setup with NEST, The People's Pension, Smart Pension or your preferred provider, monthly contribution calculations, file uploads to your provider, opt-in and opt-out processing, and the three-yearly re-declaration to The Pensions Regulator.
For construction businesses, we run CIS payroll alongside PAYE in one engagement — verifying subcontractors with HMRC, calculating CIS deductions, filing the monthly CIS300 return, and integrating CIS deductions with the PAYE Employer Payment Summary. See our dedicated CIS Construction Specialists service for the full subcontractor picture.
For multi-site hospitality businesses, we handle Tronc schemes for tip distribution under the Tipping Act 2024, weekly cycles for shift-pattern teams, and EPOS-integrated bookkeeping alongside the payroll service.
The whole thing is run by your dedicated chartered account manager — one person who knows your business, picks up the phone Mon-Sat 10am-7pm, and integrates the payroll output straight into your bookkeeping, annual accounts and director Self Assessments.
Pick the tier that fits your business.
All prices exclude VAT and are reviewed annually. Tier movement is automatic as your business grows — we'll flag the change and quote the new tier in writing 60 days before any price uplift.
Director-Only Payroll
- Monthly Full Payment Submission to HMRC
- Director payslip (digital, branded)
- Year-end P60 + P32 reconciliation
- Tax code change handling
- Salary & dividend optimisation review
- Mon-Sat 10am-7pm support line
Standard Team Payroll
- Monthly RTI (FPS + EPS where needed)
- Branded payslips for every employee
- Holiday, SSP, SMP, SPP, ShPP, SAP tracking
- Leavers (P45) & joiners processed promptly
- Year-end P60s for all staff
- P32 reconciliation each month
- Auto-enrolment integration ready
- Direct line to your account manager
High-Volume / Multi-Schedule
- Weekly RTI (52 FPS per year)
- Mixed weekly + monthly schedules
- Multi-site / multi-entity coordination
- CIS verification & CIS300 included for contractors
- TUPE handover support
- Saturday processing for next-week paydays
- Bonus runs & off-cycle payments
- Quarterly payroll review meeting
Add-on services
Bolt these onto any tier above. All prices exclude VAT. Quoted in your engagement letter so they show up on no surprise invoice.
Need a quote? Quotes are built off this published schedule. Request one to see what discounts and seasonal offers are running in the current period.
Standard scope across all three tiers.
These items are part of every LOYALS payroll engagement — they don't appear as separate line items on your invoice.
From signed engagement letter to first live payroll run.
Most new payroll clients are live in 7–14 days. Here's the path.
Free 15-min discovery call
We confirm headcount, frequencies, software preferences, statutory pay history, and any complications. Quote issued in writing within 24 hours.
Engagement & agent registration
Engagement letter signed via secure portal. Form 64-8 filed with HMRC making LOYALS your authorised payroll agent.
Data handover
If switching, we coordinate handover from your previous provider — year-to-date figures, employee records, tax codes, statutory pay history, AE scheme details.
Reconciliation & parallel run
We verify all year-to-date figures against HMRC records, run a parallel test payroll, and confirm net amounts match before going live.
First live payroll run
Live payroll runs on your normal payday. Same payslip format, same NET amounts, same employees. RTI submitted on or before payday. Done.
Three things most payroll bureaux don't offer.
Standard payroll bureaux process numbers and disappear. Standard accountants outsource payroll to a separate provider. We run it in-house, integrated, with extended hours.
Mon-Sat opening, including processing
Payroll problems happen at the worst times — Saturday morning before a Monday payday, the night before a tax-code change, the hour after an HMRC letter arrives. We're open Mon-Sat 10am-7pm with a real chartered account manager on the line, not a ticket queue.
Integrated with your accounts
Payroll feeds straight into your bookkeeping, year-end accounts, and director Self Assessment — auto-posting journals, reconciling at year-end, and flowing P11D BIK into personal tax. One engagement file, one team, zero re-keying friction between services.
Construction & hospitality specialists
Weekly RTI, CIS verification, tronc schemes, EPOS-integrated bookkeeping, weekend payroll runs. Most generalist accountants don't run weekly payroll — we run it constantly. If you're in construction or hospitality, you're in our core sector.
Key 2026-27 payroll compliance dates — don't miss these.
Several material payroll changes land in the 2026-27 tax year. We track these for every client and apply them automatically — no separate fee. If you're running payroll yourself, mark the calendar.
- 6 April 2026 — new tax year, updated NIC thresholds, NLW/NMW uplift
- April 2026 — mandatory payrolling of most BIKs begins
- 31 May 2026 — P60s due to all employees
- 6 July 2026 — P11D / P11D(b) filing deadline
- 22 July 2026 — Class 1A NIC payment deadline (electronic)
- 31 January 2027 — director Self Assessment filing deadline
Six things every London employer should know.
Tap or hover any card to flip it. Use it as a quick refresher before your next payroll meeting.
What is RTI?
Real Time Information
RTI = HMRC's real-time payroll feed
You file a Full Payment Submission (FPS) on or before each payday. Late filing = automatic £100+ penalty. Inaccurate filing can trigger penalties of up to 100% of underdeclared tax. Non-negotiable.
Auto-Enrolment basics
Workplace pension
Mandatory for every employer
All eligible workers (22+, earning £10,000+) must be enrolled. Minimum 8% contribution split (3% employer / 5% employee). Re-declaration to TPR every three years. There is no opt-out for the employer.
P11D & payrolling BIKs
Benefits-in-kind
Reporting changes April 2026
From April 2026 most BIKs (cars, fuel, medical insurance) move to mandatory payrolling — taxed in real time through PAYE rather than retrospectively via P11D the following year. Pre-2026 P11Ds still file by 6 July annually.
Statutory pay rates
SSP, SMP, SPP
Reclaim what you can
SSP £118.75/week (no employer reclaim from 2014). SMP/SPP/ShPP at 92% reclaim from HMRC for normal employers, 103% for Small Employers' Relief. Calculations and reclaim handled in standard payroll service.
Holiday pay rules
Variable-hour workers
52-week reference period
Following Harpur Trust v Brazel, holiday pay for variable-hour and term-time workers must use a 52-week average of actual earnings. The old 12.07% rolled-up calculation is no longer compliant for those workers.
IR35 / off-payroll
Worker status
Status determines who pays the tax
Engaging a worker through their personal service company? Medium and large clients must apply IR35 (off-payroll) rules and run a Status Determination Statement. Misclassification penalties are material — review status before contract.
Run by Kris Nick.
Your payroll won't be passed to a junior bureau or stuck in a ticket queue. Kris personally coordinates your engagement — answering RTI queries, walking you through HMRC notices, calculating statutory pay reclaim, handling auto-enrolment letters, and being the one number you call when something needs sorting before payday.
That includes the awkward stuff: chasing your previous payroll provider for year-to-date data, walking you through The Pensions Regulator's letters, helping you understand a P32 reconciliation, and making sure nothing falls through the cracks during a TUPE transfer or weekly cycle changeover. One name, one number, one chartered team that knows your business inside out.
Book a call with Kris →Ready to take payroll off your plate?
Book a free 15-minute call. We'll ask 4-5 questions about headcount, frequencies and software, then issue a fixed monthly fee in writing within 24 hours. Most new payroll clients are live within 14 days — and your team won't notice the changeover.
Payroll & PAYE — answered.
If your question isn't here, message us on WhatsApp or book a free call — we'll answer it before you commit.
Payroll fits inside a wider engagement.
Most clients pair payroll with bookkeeping, annual accounts and director Self Assessment. Browse the related services and free calculators below.
Related services
- Bookkeeping Services — payroll feeds straight in
- Annual Accounts & Corporation Tax
- Director Self Assessment
- CIS Construction Specialists
- VAT Returns & MTD
- Tax Planning Advisory
- Switching Accountants — free transition
Industries we run payroll for
Take payroll off your plate this week.
Book a 15-minute call. Share headcount and frequencies. Get a fixed monthly fee in writing within 24 hours. Live within 14 days, with no disruption to your team's pay.
Book my free 15-min call →