Tax Planning Advisory London — Personalised Strategy. Secure Delivery.
A bespoke tax optimisation strategy built by a team of chartered accountants and delivered to your private secure portal — not a 60-minute phone call you forget half of. Comprehensive diagnostic questionnaire captures your full picture, the team researches and builds your strategy over 5-7 working days, then 2 weeks of email amendments to refine, clarify and answer follow-up questions. Single fixed fee of £1,200, fully transparent and recorded.
Sound like your tax situation?
Most prospects who book the Workshop arrive with the same nagging sense — that they're paying more tax than necessary but don't know where to start. The Workshop turns that vague anxiety into a written, prioritised, defensible strategy.
"I think I'm overpaying tax but don't know where"
Vague suspicion is hard to act on. The Workshop translates that into specific savings opportunities — typically across 5-8 areas, each with the figures, the reasoning, and the implementation steps. You leave with clarity, not more uncertainty.
"My accountant just files — never advises"
Compliance accountants do the returns; advisory accountants build the strategy. Most firms blend them lightly — your Workshop is the dedicated advisory engagement, separate from compliance work, with a team of chartered accountants on your case for a week.
"I have multiple income sources — it's chaos"
Salary plus dividends plus rental income plus side business plus investment gains needs joined-up planning, not piecemeal returns. The Workshop maps your whole picture, identifies cross-source optimisations, and prioritises the moves with the biggest payoff.
"I'm hitting the £100K Personal Allowance taper"
Income between £100K and £125,140 has an effective marginal rate around 60% because the Personal Allowance tapers away. Pension contributions, salary sacrifice, charitable giving, and timing strategies can all reduce or escape the trap. We model each.
"I'm sitting on capital gains and don't know what to do"
Unrealised gains, planned disposals, share options, business sales — all need timing strategy. £3,000 annual exempt amount, spousal transfers, EIS/SEIS reinvestment relief, BADR (formerly ER), and 60-day reporting all factor in. The Workshop maps your exit strategy.
"I need to plan for inheritance / business sale"
IHT planning, business succession, gifting strategies, trusts, life insurance into trust — all interlock. Premium-tier issues that need a written, family-shared, defensible strategy rather than ad-hoc advice. The Workshop is built for this kind of multi-generational planning.
Premium tax strategy, delivered properly.
Not a 60-minute call. Not a generic template. A team-built, asynchronous, fully documented strategy delivered to your private portal.
The LOYALS Tax Planning Workshop
Most "tax planning" services are actually compliance with adjacent commentary — your accountant files your return and mentions a couple of things they spotted along the way. Real tax planning is a different discipline: a dedicated engagement where a team of chartered accountants spends meaningful time on your specific situation, explores optimisations across all the leverage points, and builds a written, defensible strategy you can refer back to whenever decisions arise.
Our Workshop runs as a five-stage asynchronous process. We start with a 30-minute discovery call to understand fit. We send a comprehensive diagnostic questionnaire capturing your income, structure, assets, goals and constraints — fillable at your pace, not while we're on the phone with you. The team works on your strategy over 5-7 working days. The complete deliverable lands in your private secure portal with credentials only you have. Then 2 weeks of email amendments give you space to clarify, refine, and ask follow-up questions — fully documented for future reference.
£1,200 fixed · Single transparent feeFrom discovery call to strategy delivery in 3-4 weeks.
Asynchronous by design — you complete the questionnaire at your pace, the team researches without interrupting you, the strategy arrives ready to absorb at your time.
Your Tax Planning Workshop journey
Each stage builds on the last, with your participation only when it adds value — not for the sake of meetings.
Your strategy lives in a private secure portal.
Not a Word document attached to an email. A credentialed login giving you ongoing access to a structured strategy you can refer back to whenever decisions arise.
Your Tax Strategy
- Executive Summary
- Detailed Savings Analysis
- Prioritised Action Plan
- Supporting Calculations
- Implementation Timeline
- Risk & Compliance Notes
- Amendment Log
Premium delivery that earns the £1,200.
Most accountants email you a Word document or jot a few notes after a phone call. We give you a structured, browseable strategy at a private URL with credentials only you have. You can read it on your phone in the car, share it with your spouse, refer back during the implementation phase, and have a permanent record of every recommendation and the reasoning behind it.
One workshop. One price. One outcome.
Not subscription-based. Not hourly billing. £1,200 fixed fee covers the entire 5-stage engagement from discovery call to amendment window.
Tax Planning Workshop
- 30-minute discovery call (free, before commitment)
- Comprehensive diagnostic questionnaire
- Team of chartered accountants on your case
- 5-7 working days strategy build
- Private secure portal with credentials
- Executive summary, savings analysis, action plan
- Supporting calculations & implementation timeline
- 2-week email amendment window
- 12 months continued portal access
- Fully transparent & recorded audit trail
Particularly complex situations (multi-entity groups, international tax planning, IHT across multiple generations, business succession with multiple shareholders) may require additional scope which we quote separately during the discovery call. Most clients fit within the standard £1,200 engagement.
Eight deliverables, all bundled.
No add-ons for follow-up questions, no charges for clarifications during the amendment window. The £1,200 covers everything.
Executive Summary
Headline opportunities and total savings range identified — your one-page overview of the entire strategy at a glance.
Detailed Savings Analysis
Each opportunity broken down with specific figures based on your numbers, not generic ranges. The maths is shown so you can sense-check.
Prioritised Action Plan
Recommendations ordered by value and ease of implementation — quick wins first, structural changes flagged for proper planning.
Supporting Calculations
Every saving estimate supported by the underlying calculation. Defensible if HMRC ever questions the position you've taken.
Implementation Timeline
Who does what and when — what you can do yourself, what needs LOYALS execution support, what requires a regulated IFA referral.
Risk & Compliance Notes
Every recommendation rated for HMRC challenge risk. Aggressive positions flagged. Conservative paths offered as alternatives.
2-Week Amendment Window
Email Q&A with the team for 14 days post-delivery. Clarifications, refinements, follow-up questions all answered, all recorded.
12-Month Portal Access
Your strategy stays accessible at the secure URL for 12 months. Refer back during implementation, share with spouse or business partners.
Three reasons we're different from "my accountant did some planning".
Real tax planning is a different discipline from compliance work. The Workshop is structured around what makes it actually deliver value rather than feel like value.
Team-built, not solo-advised
Your case is researched by a team of chartered accountants — different specialisms checking different angles. Single-person advice can't match the depth, particularly when your situation crosses domains (business + property + investments + family).
Secure, written, defensible
Verbal advice is forgotten. Email summaries get lost. The secure portal makes your strategy a permanent, structured, browseable artefact — referenceable during implementation, shareable with family, defensible if HMRC ever questions the positions taken.
Asynchronous & respectful of your time
You complete the questionnaire at your pace, not during a call. The team works on your case without interrupting your week. The strategy lands ready to absorb. Total client involvement: about 4-5 hours over 3-4 weeks. Perfect for time-poor business owners.
Which tax planning areas apply to you?
Tick every situation that applies. We'll show you the typical annual savings range from a Workshop covering your specific areas — and confirm whether the £1,200 fee is likely to pay for itself.
Tax Savings Opportunity Mapper
Three reforms making tax planning more important than ever.
If your tax setup was last reviewed before April 2025, the rules have moved meaningfully. Three reforms have shifted how owner-managed businesses, landlords and high earners should structure their tax position.
Employer NI 15%
Salary/dividend rebalancedFrom April 2025, Employer NI rate rose to 15% (from 13.8%) and the Secondary Threshold dropped to £5,000. Employment Allowance more than doubled to £10,500. Owner-managed company extraction strategies need recalculation — generic "small salary plus dividends" advice from 2023 is no longer optimal.
Property hit harder
SDLT 5% + FHL goneSDLT additional dwelling surcharge raised to 5% (Oct 2024). Furnished Holiday Lettings tax regime abolished (April 2025). CGT residential rate cut to 24%. MTD for landlords from April 2026. Property investors with portfolios held in personal name face significantly more pressure to restructure through Limited Co SPVs.
MTD digital wave
Quarterly filing for £50K+MTD for Income Tax mandatory from April 2026 for sole traders and landlords above £50K, dropping to £30K from April 2027. Tax planning needs to anticipate quarterly reporting cadence — extraction timing, deductible timing, and software setup all need strategic alignment with the new compliance regime.
Six areas the Workshop typically covers in 2025/26.
Tap any card to flip and see how each area gets analysed in your strategy.
Personal vs Limited Co
Structure choice has 5-figure annual implications.
Tap or hoverModelled in your strategy
- Profit threshold for incorporation
- Salary/dividend optimal mix 2025/26
- Employer NI & Employment Allowance
- Director's loan account structuring
- Capital extraction timing
Salary vs Dividend Split
April 2025 rules changed the maths.
Tap or hoverRecalculated for 2025/26
- Personal Allowance optimisation
- NI Secondary Threshold £5K impact
- Employment Allowance £10.5K eligibility
- Dividend tax 8.75/33.75/39.35%
- Multi-director vs single-director
Pension Strategy
Highest-rate-relief lever most directors underuse.
Tap or hoverWhat we model
- Annual allowance £60K + carry forward
- Tapered AA above £260K adjusted income
- Higher rate tax relief mechanics
- Employer pension contributions
- Lump Sum Allowance (LSA) implications
Property Structuring
Section 24 changed the personal-name maths.
Tap or hoverSPV vs personal analysis
- Section 24 mortgage interest impact
- Limited Co SPV setup & running costs
- SDLT 5% surcharge on additional
- FHL abolition (April 2025) impact
- Incorporation relief mechanics
Capital Gains Planning
Timing strategy and reliefs available.
Tap or hoverCGT levers in 2025/26
- Annual exempt amount £3,000
- Spousal transfers tax-free
- BADR (formerly ER) at 14%/18%
- EIS/SEIS reinvestment relief
- 60-day reporting on residential
Inheritance Tax
Threshold £325K + £175K residence band.
Tap or hoverIHT planning levers
- Nil-rate band + residence nil-rate
- 7-year gifting strategy
- Business Property Relief
- Life insurance into trust
- Pension as estate-passing vehicle
Meet Kris Nick.
Kris runs the discovery call to confirm fit, oversees the diagnostic questionnaire, leads the team building your strategy, and serves as your single point of contact through the 2-week amendment window. The Workshop draws on the full LOYALS specialist team across construction, hospitality, e-commerce, property and high-earner planning — Kris ensures the right specialists work on your specific case rather than generic "tax planning" being applied to your situation. Year-round WhatsApp access, Mon-Sat 10am-7pm extended hours, no per-call charges.
Book a free 15-min call →Stop the vague feeling that you're overpaying tax.
£1,200 fixed. Five-stage process. Team-built strategy. Secure portal delivery. 2-week amendments. The discovery call is free — if your situation isn't complex enough to justify the Workshop, we tell you straight away and don't proceed. Most clients save many multiples of the fee in the first year alone.
Frequently asked questions.
If your question isn't here, message us on WhatsApp or book a free 15-minute discovery call.
Related LOYALS pages
Other services that pair tightly with strategic tax planning for full implementation.
Ready for tax planning that actually delivers?
Single fixed fee. Five-stage asynchronous process. Team of chartered accountants. Secure portal delivery. 2-week amendment window. Most clients save multiples of the £1,200 in year one alone — and the strategy stays useful for years. Book the free discovery call to confirm fit before any fee is taken.
Book my free 15-min call →