How Much Does an Accountant Cost for a Pub in the UK? 2025/26
Bar & pub / Accountancy fees

How Much Does an Accountant Cost for a Pub in the UK?

The real monthly fee ranges for 2025/26, what should be included, the VAT and tronc factors that move the number, and the point where the fee starts paying for itself.

Last updated: 31 May 2026
โ˜… 4.8 Google rating
100+ verified reviews
Mon to Sat 10am to 7pm
Chartered accountants

Most UK pubs pay between ยฃ200 and ยฃ500 a month for a full accountancy service in 2025/26, which is roughly ยฃ2,400 to ยฃ6,000 a year. A small wet-led community pub sits at the bottom of that range and a food-led pub or multi-site group sits at the top. The number is driven by turnover, staff numbers, VAT, tips and how tidy your records arrive.

L By LOYALS, written from real client engagements
9 min read
ยฃ200 to ยฃ500
Typical monthly fee
Full service, UK pub, 2025/26
ยฃ90,000
VAT threshold
Almost every pub crosses it
15%
Employer NIC
Saved on tips through a tronc
24 hrs
Quote in writing
No surprise invoices

The short answer: what a pub actually pays

Pricing for a pub accountant in 2025/26 falls into a fairly predictable band. A typical fixed monthly fee runs from ยฃ200 at the low end to ยฃ500 at the upper end, with most pubs landing somewhere in the middle once VAT, payroll and tips are accounted for. Over a year that is roughly ยฃ2,400 to ยฃ6,000.

Why the spread? A pub is not one type of business. A two-bar community local pouring mostly drink, run by an owner who does the cellar work themselves, is a far simpler set of books than a 60-cover gastropub with a kitchen brigade, a tronc scheme and three trading entities. The fee tracks that complexity, not the badge on the door.

It helps to think about pubs in three rough tiers, which is how most specialist firms, ours included, actually quote. A wet-led community pub run as a sole trader sits lowest. A food-led pub or gastropub trading as a limited company with VAT and payroll sits in the middle. A multi-site pub group with several sites or a tenancy across more than one company sits at the top. The chart below shows the typical monthly figure for each.

If you want the detail on how a hospitality specialist structures all of this, our bar and pub accountants page walks through what a pub engagement covers from the cellar up.

Want a quick number first? Try our free VAT registration calculator to confirm where your turnover sits against the ยฃ90,000 threshold. No signup needed.
Typical monthly accountant fee by pub type in the UK for 2025/26 Vertical bar chart showing typical monthly accountant fees for a UK pub in 2025/26: around ยฃ200 for a wet-led community pub, ยฃ325 for a food-led pub or gastropub, and ยฃ550 for a multi-site pub group. Typical monthly accountant fee by pub type (2025/26) ยฃ600 ยฃ450 ยฃ300 ยฃ150 ยฃ0 ยฃ200 Wet-led pub (sole trader) ยฃ325 Food-led pub (Ltd, VAT, payroll) ยฃ550 Multi-site group (several sites)
Typical monthly accountant fees for a UK pub in 2025/26. A wet-led community pub run as a sole trader sits lowest; a food-led pub or gastropub on a London high street sits in the middle; a multi-site group pays most. Figures are indicative ranges, not fixed quotes.

What drives the cost up or down

Two pubs with the same turnover can be quoted hundreds of pounds a month apart, and the reasons are nearly always the same handful of factors. Understanding them lets you push your own quote toward the lower end rather than the higher one.

Wet-led versus food-led. A drinks-only pub has simpler VAT and stock than a kitchen operation. Once you add food, you add a second cost-of-sales line, kitchen wastage, more suppliers, allergen and stock complexity, and usually more staff. Food-led pubs cost more to account for because there is simply more to reconcile each month.

VAT. Almost every pub is VAT registered, because turnover passes the ยฃ90,000 threshold on drink and food sales long before anything else. VAT on a pub is not trivial: the mix of standard-rated alcohol, food eaten in, cold takeaway and the occasional zero-rated item has to be split correctly on every return. Getting it wrong in either direction is expensive, which is why VAT work is a real chunk of the fee. You can read the rules straight from HMRC's guidance on when to register for VAT.

Payroll and staff numbers. A pub with fifteen part-time and casual staff, rotas that change weekly and starters and leavers most months is a meaningful payroll job. More people on the payroll means more processing, more pension auto-enrolment admin and more chance of a query, all of which the fee has to cover.

Tips and tronc. If your pub takes service charge or card tips, a properly run tronc scheme can take those payments out of National Insurance entirely. Setting one up and running it correctly is specialist work, but it usually saves far more than it costs. We cover the numbers in detail in our guide to how much a tronc scheme saves.

Gaming machines, accommodation and events. A fruit machine, letting rooms above the bar or a function room each add their own tax treatment. None is complicated on its own, but each one adds a line the accountant has to handle, and three or four together nudge the fee up.

How clean your records arrive. This is the single biggest lever you control. A pub that hands over a shoebox of receipts and a bank statement costs more to unpick than one running tidy bookkeeping with the till feeding the accounts. Good bookkeeping through the year keeps the year-end fee down.

Real LOYALS client outcome A food-led pub in South London came to us in early 2026 paying a generalist accountant who handled the year-end accounts and nothing else. Card tips were being run through payroll, so both the pub and the staff were paying National Insurance on every penny of them. We set up a compliant independent tronc, tidied the VAT split between drink and food, and moved the books onto a monthly footing. The tronc alone took around ยฃ3,100 of employer National Insurance off the annual bill, comfortably more than the new monthly fee, and the owner finally had a margin figure each month instead of a surprise once a year.

What should be included in the fee

Before you compare two quotes on price alone, check they cover the same ground. A ยฃ180 quote that excludes VAT returns is not cheaper than a ยฃ300 quote that includes everything; it just hides the gap until the invoice arrives. A complete fixed monthly pub fee should normally include the following.

  • Bookkeeping of sales, purchases and bank, ideally with the till or EPOS feeding the figures automatically.
  • Quarterly VAT returns filed under Making Tax Digital, with the wet and food split handled correctly.
  • Payroll for all staff, including starters, leavers, pensions auto-enrolment and any tronc payments.
  • Annual accounts for the business, and for a limited company the statutory accounts filed at Companies House.
  • The tax return, meaning the corporation tax return for a company or Self Assessment for a sole trader, plus the director's personal return where relevant.
  • Year-round access to your accountant for the questions that come up between filings, not just at the year end.

The better quotes go a step further and give you monthly management figures: gross profit percentage, wage cost as a percentage of sales, and how the period compared to last year. For a pub, where a couple of points of margin is the difference between a good month and a loss, that visibility is worth as much as the compliance work.

Most publicans we speak to are not sure whether the quote they are paying actually includes VAT and payroll or whether those are billed on top. Send us what you pay now and what it covers, and we will tell you in five minutes whether it is fair. WhatsApp Kris with your situation.

Does it pay for itself? The maths

The fee is only half the question. The half that matters more is what a good accountant puts back in your pocket. For a typical food-led pub on roughly ยฃ325 a month, around ยฃ3,900 a year, the return usually comes from three places.

First, VAT handled properly. Pubs routinely lose input VAT they were entitled to reclaim, or over-declare on the wet and food split, and a specialist tightens both. Second, the tronc National Insurance saving on tips, which alone can match the whole fee for a pub with real table service. Third, ordinary tax planning: capital allowances on a kitchen refit or new cellar kit, the right structure, and timing. Stack those against the fee and the picture for a typical food-led pub looks like this.

How a typical annual pub accountant fee pays for itself in 2025/26 Waterfall chart for a typical food-led UK pub in 2025/26. An annual accountant fee of ยฃ3,900 is offset by around ยฃ2,800 of better VAT recovery, ยฃ3,100 of tronc National Insurance saving and ยฃ2,600 of tax planning and capital allowances, leaving a net annual benefit of about ยฃ4,600. How a ยฃ3,900 annual fee pays for itself ยฃ0 -ยฃ3,900 Annual fee +ยฃ2,800 VAT recovery +ยฃ3,100 Tronc NIC saving +ยฃ2,600 Tax planning +ยฃ4,600 Net benefit
An illustrative food-led pub: the ยฃ3,900 annual fee is more than recovered through tighter VAT, the tronc National Insurance saving and routine tax planning, leaving roughly ยฃ4,600 of net benefit. Your own numbers depend on turnover, tips and structure.

None of those figures is exotic. They come up on nearly every pub we onboard, and the tronc saving in particular is the one a generalist accountant most often leaves on the table. Run the tronc numbers for your own site with our free tronc National Insurance saving calculator.

Sole trader, partnership or limited company: does it change the cost?

The trading structure changes both the fee and the tax, so it is worth understanding before you compare quotes. A sole trader pub files one Self Assessment return and is the cheapest to account for. A partnership adds a partnership return and a return for each partner. A limited company is the most involved, because it needs statutory accounts at Companies House, a corporation tax return, and a personal return for the director.

That extra company work is why a limited company pub typically pays ยฃ275 to ยฃ500 a month against ยฃ150 to ยฃ300 for a sole trader pub of similar size. The gap is real, but for a profitable pub the company structure usually earns it back, because a company gives you control over how much you draw and when, and lets profit sit in the business when you want it to.

One long-tail point publicans search a lot: is a limited company pub worth the extra accountancy cost? The honest answer is that below roughly ยฃ40,000 to ยฃ50,000 of profit it rarely is, and above it the structure usually pays for itself several times over. Equipment and refit spending never tips that decision on its own. If you are weighing it up, the same logic we set out for other trades in sole trader versus limited company at ยฃ50K applies to a pub too.

Whichever structure you run, the cost of getting VAT returns and Making Tax Digital right is roughly the same, because a pub is VAT registered regardless of how it is owned. Structure changes the accounts and the tax return, not the VAT workload.

When a cheap quote costs you more

Price matters, but the cheapest pub quote is frequently the most expensive once a year has passed. A few patterns come up again and again when a publican moves to us from a bargain provider.

The quote excluded VAT or payroll, so the real annual cost was double the headline. The accountant was a once-a-year generalist who never set up a tronc, so the pub paid National Insurance on tips it did not need to. Records were only touched at the year end, so the owner traded blind for twelve months and only found a problem when it was too late to fix cheaply. And nobody was reachable in the evening or at the weekend, which is exactly when a pub is open and a problem actually surfaces.

A fair fixed fee from a specialist who answers the phone on a Saturday is not an expense to minimise. It is the cheapest insurance a pub buys.

Here is how the three common approaches actually compare for running a pub's accounts:

What you need DIY / software Generic accountant LOYALS specialist
Splits VAT correctly across wet and food sales โœ— You self-classify โ— If asked โœ“ Built into the VAT return
Sets up a compliant tronc to save NIC on tips โœ— โœ— Often missed โœ“ Standard for pubs
Gives you monthly margin and wage percentage โ— If you build it โœ— Year-end only โœ“ Every month
Handles gaming machines, rooms and events โœ— โ— โœ“ Built in
Reachable when a pub is actually open โœ— โœ— Mon to Fri 9 to 5 โœ“ 10am to 7pm Mon to Sat
Fixed monthly fee, no surprise invoices โœ“ โ— Hourly billing common โœ“ Fixed monthly

This is why most publicans who take tips or run a kitchen move from a generic accountant to a hospitality specialist.

What this means for you: how to get an accurate quote

If you want a quote you can actually rely on rather than a headline that balloons later, give any accountant the same six things up front and the number that comes back will be solid.

  1. Your annual turnover and a rough split between drink and food.
  2. Your trading structure: sole trader, partnership or limited company, and how many companies are involved.
  3. Staff numbers on the payroll, including casuals, and whether you take tips or service charge.
  4. Whether you are VAT registered and on which scheme.
  5. Any extras: gaming machines, letting rooms, a function room or events income.
  6. How your records arrive: tidy bookkeeping software, a spreadsheet, or a shoebox.

Ask for the quote in writing, ask exactly what is in scope and what is billed separately, and ask whether VAT, payroll and the director's personal return are included or extra. A specialist should turn that around quickly. We issue every quote in writing within 24 hours, with no obligation to proceed.

Useful? Share this with a fellow publican.

What this typically costs at LOYALS

  • Wet-led pub, sole trader, full monthly service: from ยฃ200/month
  • Food-led pub or gastropub, limited company with VAT and payroll: from ยฃ325/month
  • Tronc scheme setup for tips: from ยฃ450 one-off, then handled in payroll

All quotes issued in writing within 24 hours. See our full price list.

Frequently asked questions

Most UK pubs pay between ยฃ200 and ยฃ500 per month for a full accountancy service in 2025/26, which works out at roughly ยฃ2,400 to ยฃ6,000 a year. A small wet-led community pub run as a sole trader sits at the lower end. A food-led pub or gastropub with VAT, payroll and a tronc scheme sits in the middle, and a multi-site group pays more. The figure depends on turnover, staff numbers and how clean your records are.
A sole trader pub is usually cheaper to account for because it files one Self Assessment return rather than full company accounts, a corporation tax return and director filings. Expect a sole trader pub to pay around ยฃ150 to ยฃ300 a month and a limited company pub ยฃ275 to ยฃ500. The extra company cost often pays for itself once profit climbs, because a limited company gives more control over how and when income is taken.
You do not legally need one, but a hospitality specialist usually saves more than the fee difference. Pubs have VAT on mixed wet and food sales, staff tips and tronc, gaming machine income, stock and cellar losses, and seasonal cash flow. A generalist who sees a pub once a year often misses the tronc National Insurance saving and the VAT detail. A specialist builds those in from day one.
A typical fixed monthly pub fee covers bookkeeping, quarterly VAT returns, payroll for your staff, annual accounts, the tax return for the business and director, and access to your accountant through the year. Better quotes also include management figures so you can see margin and wage percentage each month. Always confirm in writing what is in scope and what is charged separately.
Almost every pub has to register for VAT. Registration is compulsory once your taxable turnover passes ยฃ90,000 in any rolling 12 month period for 2025/26, and most pubs cross that on drink and food sales alone. Once registered you charge VAT on sales and reclaim it on costs, and you file VAT returns quarterly under Making Tax Digital. Getting the wet and food split right is where pubs most often lose money.
Yes. Tips and service charge paid to staff through a properly run independent tronc scheme are free of both employer National Insurance at 15 percent and employee National Insurance, provided the employer does not decide who gets what. For a pub paying several thousand pounds a year in tips, the saving often runs to a few thousand pounds annually. The scheme must meet HMRC conditions and the Tipping Act rules to qualify. See the gov.uk guidance on tips at work.
K

Kris Nick, Dedicated Account Manager

Kris works alongside our team of qualified chartered accountants and experienced finance professionals to support clients across hospitality, construction and healthcare. Open Mon to Sat 10am to 7pm.

Message Kris on WhatsApp

Three ways to get clarity on your pub's accounting cost

Quotes issued in writing within 24 hours, current period discounts and seasonal offers applied at engagement.

Free 15-min call

A quick, no-pressure check on what your pub should be paying and what the fee should include.

Get a fixed quote for your pubFree 15-min call

Direct service signup

For publicans ready to switch. Fixed monthly fee, hospitality specialism, Mon to Sat support.

See our feesNo commitment

Tax Planning Workshop

Structured ยฃ1,200 one-off session covering VAT, tronc, structure and pub-level planning.

Request workshopยฃ1,200 one-off